Financing

Don’t let a price tag come between you and a great night’s sleep! 1800mattress is making it easier and more affordable to find the comfort you need with our flexible financing options. No matter your budget, our trained agents will help you find the mattress and financing plan that works for you.

To finance your purchase or for more information Call 1-800-327-7720, Apply Online or Chat Now with an agent.

0% Interest for 24, 36, 48 or 60 months*

On purchases made with your 1800mattress.com credit card. Equal monthly payments required for 24, 36, 48 or 60 months.

  • 24 months on purchases of $2,400 - $3,599.99
  • 36 months on purchases of $3,600 - $4,799.99
  • 48 months on purchases of $4,800 - $5,999.99
  • 60 months on purchases of $6,000 & up

No Interest if paid in full within 6, 12 or 18 months**

On purchases made with your 1800mattress.com credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

  •   6 months on purchases of $1 - $599.99
  • 12 months on purchases of $600 - $1,799.99
  • 18 months on purchases of $1,800 - $2,399.99
  • Minimum monthly payments required.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

** Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by the end of promotional period. Regular account terms apply to non-promotional accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.