No Credit Needed, Instant Approval


No Credit Needed


No Credit Needed

There’s no need for credit cards with our easy No Credit Needed lease-purchase plan.
Apply online now and find out INSTANTLY if you're approved!

Here’s all you need to apply:

1) An active and open checking account
2) A source of income
3) A credit or debit card to make the initial payment
4)18 years of age or older to apply

If approved, a highly trained Bedding Consultant will contact you within minutes* to help you complete your order. It’s that easy!

Get approved and enjoy great benefits:

  • 90 day payment option
  • Early buyout discount after 90 days
  • You own in 12 months or less
  • Payments match your payday

Call 1-800-327-7720 or Chat Now with an agent for more information.

Lease-purchase plan not available in WI, MN, VT & NJ

*If application submitted between 7am-midnight ET