Lease-to-own No Credit Needed, Instant Approval

No Credit Needed

There’s no need for credit cards with our easy Lease-to-own No Credit Needed lease-purchase plan.
Apply online now and find out INSTANTLY if you're approved!

Here’s all you need to apply:

1) An active and open checking account
2) A source of income
3) A credit or debit card to make the initial payment
4)18 years of age or older to apply

If approved, a highly trained Bedding Consultant will contact you within minutes* to help you complete your order. It’s that easy!

Get approved and enjoy great benefits:

  • 90 day purchase option
  • Early buyout discount after 90 days
  • You own in 12 months or less
  • Payments match your payday

Call 1-800-327-7720 or Chat Now with an agent for more information.

Lease-purchase plan not available in WI, MN, VT & NJ


*If application submitted between 7am-midnight ET

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.